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Short Term health

 Who should consider a Short Term Health Policy
 I always recommend that a Major Medicaal plan is going to give you the best protection for health and financial reasons. However there are certain situations that call for a differnt option, short Term healht may be the soulution for :
Young Adults no longer covered by thier parents plan
Individuals between jobs or laid off, including those who cannot afford a Cobra plan
Individuals and families looking for alterntives to the ACA exchange
Students just out of college looking for employement
Individuals waiting for group or individual major medical insurance to begin.
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Dental Insurance

•​ Delta Dental
  Humana Dental
​Phuysicians Mutual 
 United Security 

Dental Vision Hearing

• Physicians Mutual is the leading Dental and Vision plan chosen by more individuals than any other plan. 

Term insurance Wholelife policies Final Expense 

• Dont know the differnce , call me so we can discuss the choices and who they work for and how theese policies differ 
 PMIC has a guaranteed issue Policies that has NO Health Questions

Critical Illness and Cancer policies

  • We all know someone that has gone thru a life changing illness. These plans  help you pay for all those expenses that are not Medically relateld so they are not covered by your health insurance and there are many expenses. 
Travel
alternataive Medicine
paycheck replacement
hotel stays 

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