Services

 Mary Ellen Levine
The Insurance Lady 
Serving Illinois and Indiana residents since 1999

I enjoy helping people with their healthcare decisions becasue I know how important those choices can be. 
I also offer products like Dental, Life  and insurance, Final expense and Cancer policies. 
​Be prepared for the unexpected events in life. 
​

Medicare

 It may seem daunting  as you prepare to retire. Replacing your current healthcare and knowing all the options available to you is important. I  offer all forms of Healthcare insurance for ANYONE  on Mediicare either thru age, or disability.
.Retirement can be challenging. I can help you with all those choices 

1. Medicare Supplements
2. MAPD
3. PDP
   1. Remember if you dont choose a PDP you will be subject to have a lifetime penalty. 
4. Vision and Dental
   1. ANY Dentist, No Deductible and NO annual limit
5. Cancer policies 
6. Final Expense  Age 45 -80 Years old NO HEALTH questions.

Health Insurance

When Do I apply for Medicare?  
​Your first choice is the MOST important. You should apply for your Part A within 90 days of your 65th Birthday even if you are NOT retiring.
SSA.GOV
1 800 772 1213
Visit your local SS Office
Part A   Hospital is Premium free
Part B     Drs etc    premium based on your ANNUAL household income with a 2 year lookback.
These premiums change yearly so contact  me or attend one of my free seminars for current cost.
​If you are enrolling in a MAPD plan you will have 
 specific dates and time limits to choose your insurance. Open enrollment when you turn 65 , Annual enrollment October 15th till December 7th and Special enrollment if you move or loose your insurance and disenrollment periods January 1 to March 31st .
I know the guidelines and deadlines. Let me help you choose the right plan for you, WE will discuss your preferences as you have several ways to choose HOW you want to use your Benefits and doznes of companies to choose from. 
A Medicare Beneficiaary has a 6 month guarantted issue right begining with the time you take your Part B. After that time period you would be subject to underwriting which means a company can reject your application or you would pay a much righer rate. 
YOURE FIRST CHOICE IS THE MOST IMPORTANT!

Recent News

We have guaranteed issue policies for Whole life insurance which has cash value. Some people call them final expense or Burial policies.

Your Health care policy is one of the most important decisions you will make as you trasition into retirement. We need to make sure we consider coverage and cost  for the unexpected events that happen as we age.